Life insurance is for the living. It gives you and your loved ones:
A financially secure future
Life’s necessities and the little extras
A good night’s sleep
In addition to providing death benefits so your loved ones can carry on financially without you, certain types of life insurance can build cash value to secure your own financial future. Life insurance benefits help:
Satisfy final expenses
Replace income after a breadwinner’s death
Send children to college
Pay off a mortgage or business loan
Build financial security
Whether you’re married or single, chances are, there are people in your life that depend on you for financial support. If you were to die, that financial support could die with you. Proper financial planning, including adequate life insurance protection, can help provide for your loved ones in the event of your death.
And proceeds from a life insurance policy are provided to beneficiaries tax free. Life insurance is one of the only ways to provide assets to your surviving family members without the burden of paying additional taxes.
If you’re married, or married with children, life insurance proceeds can help your surviving spouse/civil union partner pay outstanding debts, maintain the home purchased for the family, and put your children through college.
If you’re a single parent, life insurance benefits are invaluable. Planning for the unexpected can give you peace of mind in knowing that your children will be protected after your death.
If you’re single, you may be caring for a parent that may continue to need support in the event of your death, or, you may want to leave money to your church or favorite charity.
No matter your situation, life insurance allows you to keep your promises to your loved ones. We provide life insurance options to meet your specific needs.